Help with buying a home

    A mortgage is a long-term financial commitment. You need to assess your finances and ensure that you can manage the repayments. The Central Bank has set limits on the size of residential mortgages.

    The Help to Buy Scheme offers a tax refund for first-time buyers of newly-built homes.

    The Local Authority Home Loan is a Government-backed mortgage administered by the local authorities.

    This scheme enabled low-income purchasers to buy a proportion of a home to begin with, increasing in steps until the whole house was owned. It is no longer available to new applicants.

    This national affordable housing scheme helps first-time buyers and certain other applicants buy a new home or build their first home.

    The Local Authority Affordable Purchase Scheme is a new affordable housing scheme, which helps people on moderate incomes buy homes at reduced prices. The local authority takes a stake in your home, which covers the reduction in price.